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Trades People/Contractors

Have you got the right cover?*

Tradespeople and contractors need an appropriate level of income protection cover to protect them from loss of income due to illness or injury. Often it is required for such workers to have this cover to get on site to work. Income Protection is also extremely important for any person (employed or self-employed) who relies on their income to live.

Income Protection covers you for up to 75% of your income. This will be paid to you if you can’t work due to illness or accident/injury. There are many different options and benefits available and can be tailored to suit your individual needs.

Waiting periods include: 14 days, 30 days, 60 days, 90days, 180 days and 2 years.

Benefit periods include: 2 year, 5/6 year, to age 65.

Often Income Protection premiums are also tax deductible.

Public Liability/Professional Indemnity: Another essential cover required by self-employed/contractors is Public Liability or Professional Indemnity. We can also arrange quotes for these types of cover for all occupations.

*this is not provided under the AHFA Licence - Public Liability/Professional Indemnity: Another essential cover required by self-employed/contractors is Public Liability or Professional Indemnity. We can also arrange quotes for these types of cover for all occupations.

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